Disability benefits

This article has multiple issues. Please help improve it or discuss these issues on the talk page. (Learn how and when to remove these template messages) The examples and perspective in this article may not represent a worldwide view of the subject. You may improve this article, discuss the issue on the talk page, or create a new article, as appropriate. (July 2020) (Learn how and when to remove this message) This article's lead section may be too short to adequately summarize the key points. Please consider expanding the lead to provide an accessible overview of all important aspects of the article. (December 2022) The examples and perspective in this article may not include all significant viewpoints. Please improve the article or discuss the issue. (December 2022) (Learn how and when to remove this message) An editor has performed a search and found that sufficient sources exist to establish the subject's notability. Please help improve this article by adding citations to reliable sources. Unsourced material may be challenged and removed. Find sources: "Disability benefits" – news · newspapers · books · scholar · JSTOR (December 2022) (Learn how and when to remove this message) (Learn how and when to remove this message)

Disability benefits are a form of financial assistance or welfare designed to support disabled individuals who cannot work due to a chronic illness, disease or injury. Disability benefits are typically provided through various sources, including government programs, group disability insurance provided by employers or associations or private insurance policies typically purchased through a licensed insurance agent or broker, or directly from an insurance company.

The primary purpose of disability benefits is to offer a safety net for those whose earning capacity is impacted by disability, ensuring they have the necessary support for their living expenses. Benefits compensate for lost income, thus playing a crucial role in helping the disabled maintain financial stability and quality of life in the face of challenging health circumstances.