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Increases in the use of autonomous car technologies (e.g., advanced driver-assistance systems) are causing incremental shifts in the responsibility of driving, with the primary motivation of reducing the frequency of traffic collisions.[1] Liability for incidents involving self-driving cars is a developing area of law and policy that will determine who is liable when a car causes physical damage to persons or property.[2] As autonomous cars shift the responsibility of driving from humans to autonomous car technology, there is a need for existing liability laws to evolve to reasonably identify the appropriate remedies for damage and injury.[3] As higher levels of autonomy are commercially introduced (SAE automation levels 3 and 4), the insurance industry stands to see higher proportions of commercial and product liability lines of business, while the personal automobile insurance line of business shrinks.[4]
Self-driving car liability and self-driving vehicle liability may be impacted by changes in regulation of self-driving vehicles being developing in some countries.
- ^ Bertoncello, Michele; Wee, Dominik. "Ten ways autonomous driving could redefine the automotive world". www.mckinsey.com. Retrieved 11 December 2016.
- ^ Slone, Sean. "State Laws on Autonomous Vehicles". Retrieved 11 December 2016.
- ^ Anderson, James M.; Kalra, Nidhi; Stanley, Karlyn D.; Sorensen, Paul; Samaras, Constantine; Oluwatola, Oluwatobi A. (2016). "Autonomous Vehicle Technology: A Guide for Policymakers". RAND Corporation. Retrieved 30 October 2016.
- ^ "Marketplace of change: Automobile insurance in the era of autonomous vehicles". Archived from the original on 13 April 2018. Retrieved 1 January 2019.